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Ultimately, most borrowers will likely see a small increase in their credit score, but as noted in the comments by some readers, it is still possible that the credit score can drop.

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However, shopping around for the best interest rates is considered a single inquiry by the credit bureaus, so in order to get the best deal.One factor that determines credit score is the number of lines of credit that are open.If consumers have too many, their score will go down.This especially helpful for those trying to secure a mortgage.It would be nice if consolidation or refinancing caused a predictable movement in score. In some circumstances, a borrowers credit score can drop.

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