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And unfortunately, the alternative ID number is not available to the vast majority of consumers.

Part of the reason why it’s so hard to get a credit card without a Social Security number is that it’s almost impossible to get a credit history, much less a credit score, for a person who doesn’t have the number.

It is also available to nonresident and resident aliens who file US tax returns, as well as the spouses and dependents of both resident aliens and nonresident aliens who hold approved visas. The ITIN can be used to apply for credit, and open up other types of financial accounts at many banks.

But once again, this option is not available for US citizens, even those who don’t already have a Social Security number.

It’s known as an Individual Taxpayer Identification Number, or ITIN.

It uses a similar nine digit format to a Social Security number, but it is available only to foreign nationals who don’t qualify for a Social Security number but file an income tax return.

Banks heavily rely on your credit score in order to determine your eligibility, particularly when it comes to credit cards.

But the biggest reason in recent years is the USA Patriot Act.

Can you even begin to build credit without a Social Security number? The credit bureaus will use other information about you, such as your name, address and date of birth, to gather information about your credit activity all in one place.

Part of the confusion perhaps is that the Social Security Administration maintains that you are not required to provide your Social Security number for many commercial purposes.

However the banks will be unable to fully comply with the requirements of the Patriot Act in the absence of a Social Security number.

The complication is that credit similar to that issued in the US is not available in all countries.

If that’s the case, you may have to be prepared to demonstrate alternative credit sources.

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