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These will become applicable 18 months after the date of entry into force of the RTS.Subject to the agreement of the Council and the European Parliament the RTS is due to become applicable around September 2019. The RTS only covers payment accounts in the scope of PSD2, i.e.

While this definition has not changed with the adoption of PSD2, the list of payment services has evolved.Status: Published in the Official Journal The proposed Regulatory Technical Standards on strong customer authentication and secure communication are key to achieving the objective of the PSD2 of enhancing consumer protection, promoting innovation and improving the security of payment services across the European Union. The revised Payment Services Directive (PSD2), which enters into application on 13 January 2018, will facilitate innovation, competition and efficiency.For these transactions, SCA already is applied in some EU countries only (including Belgium, the Netherlands and Sweden).In other EU countries some payment service providers apply SCA on a voluntary basis.

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